Equipment Breakdown

Most companies rely heavily on equipment to sustain their business. Majority of equipment contains fragile technology that is easily damaged resulting in the breakdown of equipment and loss of income. Standard property insurance excludes risks that are unique to this equipment, including cracking, bursting, overheating, explosion and mechanical/electrical breakdown. This Linx exclusive product, offered through AXA, is ideal for small-to-mid size businesses that require coverage for losses arising from equipment breakdown.

Our Offering Includes:

  • Maximum limit - $50M combined single limit
  • Extra expense - $100,000 standard, option to increase to $1,000,000
  • Expediting expense - $1,000,000 sublimit
  • Consequential damage - $50,000 standard with options to increase to $100,000
  • Business interruption - Gross earnings/gross rents/gross profits
  • Production machinery is available
  • Any non-manufacturing US location can be added

Target Classes

All classes of risk with the exception of the following:
  • Energy/oil and gas/petrochemical
  • Power generation
  • Mining
  • Forestry
  • Foundries


  • Linx Underwriting Solutions Inc. manuscript wording
  • Policy is backed by AXA.
  • Risk control and equipment inspections including jurisdictional inspection requirements for Ontario and Quebec


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Equipment Breakdown